Financial literacy education for the modern era.
FinancialTools
Interactive calculators and visualizers to help you understand financial concepts and make informed decisions about your money.
Compound Interest Calculator
Visualize how your money grows over time with the power of compound interest. Adjust principal, rate, and time to see the impact.
Portfolio Visualizer
Build and analyze your investment portfolio. See risk profiles, expected returns, and compare classic allocation strategies.
Budget Planner
Create a realistic budget using the 50/30/20 rule. Track needs, wants, and savings to optimize your cash flow.
Retirement Calculator
Plan for your future. Calculate how much you need to save and when you can retire based on your goals.
Debt Payoff Planner
Compare avalanche vs snowball methods. Create a personalized debt elimination strategy and see your freedom date.
Emergency Fund Calculator
Determine your ideal emergency fund size based on your expenses, job stability, and risk factors.
Time Value of Money
Understand present and future value calculations. See how inflation affects your purchasing power over time.
Investment Simulator
Watch a 30-year investment journey unfold. Compare buy-and-hold vs panic selling strategies through market volatility.
Monte Carlo Simulator
Run 500 retirement scenarios with randomized market returns. See your probability of success across different conditions.
Financial Health Score
Take an 8-question assessment to get your personalized financial health score and actionable recommendations.
Market History Explorer
Explore 50+ years of S&P 500 returns. See how staying invested through crashes historically rewarded patient investors.
Learn the concepts behind the tools
Each calculator is backed by financial concepts you can learn about in our glossary. Understand the theory, then apply it with our tools.
Explore the Glossary