Financial literacy education for the modern era.
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Historical Analysis
Market History
Explore 50+ years of S&P 500 returns. See how staying invested through volatility has historically rewarded patient investors.
43
Positive Years
11
Negative Years
12.1%
Average Return
+37.6%
Best Year (1995)
-37.0%
Worst Year (2008)
Annual Returns (S&P 500)
197019801990200020102020
Growth Calculator
$10,000
1990
$272,719
Value in 2023
Total Return+2627%
Years Invested33
Key Insights
Time in Market Wins
Historically, 80% of years have been positive. Patience is rewarded.
Crashes Are Normal
Major drops happen regularly. Every crash has been followed by recovery and new highs.
Stay the Course
Missing just the 10 best days over 20 years can cut your returns in half.