Financial literacy education for the modern era.
$10,000
Starting amount you invest today
$500
Amount added each month ($6,000/year)
20 years
7%
Conservative (4-6%)Aggressive (10%+)
Final Value
$300,851
Growth Multiple
2.3x
Breakdown
Total Contributions$130,000
Interest Earned$170,851
Your interest earned represents 57% of your final balance. Time is doing the heavy lifting.
Growth Over Time
Total Value
Contributions
Key Insights
The Power of Time
In year 20, you'll earn approximately $8,619in interest alone - more than your annual contributions.
Starting Early
Adding 5 more years would grow your balance to approximately $421,191 - a $120,340 difference.
Consistency Wins
Your $500/month habit will contribute $120,000 over 20 years, growing to $300,851.