Financial literacy education for the modern era.
Back to ToolsCore Concept
Time Valueof Money
Understand why a dollar today is worth more than a dollar tomorrow through present value, future value, and inflation calculations.
$10,000
7%
10 years
Value Over Time
Year 0Year 5Year 10
Future Value
$19,672
1.97x multiplierTotal Gain
$9,672
Formula
Learn the concept in depthFV = PV x (1 + r)^n