Financial literacy education for the modern era.
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Investment Strategy
Diversification
The practice of spreading investments across different assets to reduce risk. Often called "not putting all your eggs in one basket."
Portfolio Comparison
Single Stock
+25%
Diversified
+18%
Toggle between market conditions to see how diversification reduces volatility
Sample Diversified Portfolio
US Stocks
40%Int'l Stocks
20%Bonds
25%Real Estate
10%Cash
5%Correlation
Assets that move independently reduce overall portfolio risk. When one goes down, others may stay stable or rise.
Free Lunch
Nobel laureate Harry Markowitz called diversification the only 'free lunch' in finance - reducing risk without necessarily reducing returns.
Rebalancing
Periodically adjusting your portfolio back to target allocations maintains your desired risk level over time.